fashion jewelry at wholesale prices How to buy currency funds

cheap wholesale jewelry lots 1. Fund company purchase: you can buy currency funds directly at the fund company counter or securities business department;

2, bank purchase: After the bank can buy currency funds You can purchase currency funds through four ways: retirement, online banking, mobile banking and telephone banking.

3, third -party platform purchase: Third -party platforms such as Alipay Ant Wealth and WeChat Wealth Management can also purchase currency funds.

sassy south jewelry wholesale 1) Look at the yield
The yield of the currency fund has two measurement indicators, and the annualized return on 7 days and the income. Ten thousands of benefits refer to how much money can be made for every 10,000 funds. Because the net value of the currency fund is 1 yuan, this indicator means how much money can you make in 1 day to buy this fund. The annualized return on the 7th refers to the annualized yield calculated based on the average value of the last 7 days. Simply put, it is assumed that the fund's money earns as much as the amount of money earned in the last 7 days. Then one year later, how much returns will be called the 7 -day annualized return. Similarly, the annualized return on the 14th means that this fund has made this fund as much as the last 14 days, and how much yields have after one year. In fact, the so -called X -daily annualized yield is actually a relative data. It is based on hypothesis and is based on the yield speculative based on past performance.
Because the income of currency funds is relatively stable, compared to stock funds, although the 7 -day annualized yield of the currency fund is an indicator based on historical income, it is still very worthy of reference indicators. Under the same case, the annualized return is preferred.
2) Look at the scale of the fund
The priority to select a moderate currency fund. When many people choose a currency fund, they think that the larger the scale, the better. This is a misunderstanding. Monetary funds mostly adopt one -to -one price negotiation method. If a fund is too small, there is no bargaining chip with banks at all, so there is no way to get good interest rates. Due to the market price effect, large -scale funds have risen when buying a huge amount of buying, which violates the principles of low prices to enter the field.
The scale of excellent fund manager operation funds is generally not too large or too small, because if the amount of funds is small, the initiative cannot be grasped during the transaction, and the amount of funds is not flexible if the amount of funds is large. Therefore, the second principle of cargo base selection is to select medium -sized currency funds such as 10 billion to 50 billion.
3) Select currency funds with high retail ratio.
The people who are most concerned about when buying currency funds when buying currency funds is liquidity, that is, the ability to monetize at any time. What kind of currency funds are safer? A common misunderstanding is that we follow the institution. Most people see that many big institutions are buying this cargo base, so this cargo base must be very powerful. In fact, under normal circumstances, our retail investors are not very sensitive to changes in market interest rates, and the institution is particularly sensitive to the looseness of funds. If the market is a bit windy in the market these days, and the money is slightly nervous, it will immediately redeem it. Generally speaking, the holders of currency funds follow the "law of things and agglomerations" -the institutions and institutions are tied, and retail investors and retail investors are tied.
Make -based purchase and redemption of institutional types are very frequent, and the amount of funds is so large, so it will have a great impact on the overall safety and liquidity of the currency fund. It is necessary to judge whether a fund is a bulk, and to study its holdings structure. The specific operation can be queried through the relevant fund websites. It is very low, and the principle of liquidity is as much as possible funds that exceed 60%of retail investors as much as possible.
4) Selecting the long -established
The fund industry is an industry that relies heavily on fund managers. The older the currency fund, the more popular the old fund is operating, and the old fund is relatively mature. It has certain investment experience. After experiencing the sand field, the random response ability is strong, and there are more high -yield varieties held. It is a wise choice to choose a currency fund with a long time and relatively stable performance. The long -established time also indirectly illustrates the recognition of consumers. Only the products that can stand the test of time are good products, and the fund is no exception.
5) See whether it is A or B
When choosing a currency fund, you can generally see that XX currency A and XX currency B appear in pairs, so what is the difference between fund A and B? The main difference between the two is the investment threshold. Generally, the amount of investment in A -level fund is low. The investment threshold for Class A funds starts from 10 yuan and starts from 100 yuan. More than one million yuan.
With the diverse reform of the currency fund market, some of the Class C funds have appeared. The reason is similar, but it is just a further subdivision of the investment threshold. A retail investor only needs to choose the one that suits you according to his actual situation. From the perspective of income, the high threshold is higher than that of the threshold. After all, the liquidity of high thresholds is a little bit, and the risk is higher. The high risk corresponds to high yields is also reasonable.