wholesale jewelry charms bulk What is a virtual credit card? How to apply for a virtual credit card?

wholesale betsey johnson jewelry suppliers What is a virtual credit card?
A virtual credit card, also known as Virtual Credit Card, is generally a service provided by some institutions with financial backgrounds to serve those who do not have their own credit cards but also require credit cards. Virtual credit cards are generally only VISA (credit cards starting from 4) and Master Card (credit card starting from 5). In 2010, Bank of America and Citi Bank provided such security services.
The "virtual credit card" model appeared on a third -party payment platform, known as "credit payment", the most typical Alipay. According to user transaction data, they provide credit to users. The credit limit can be used to pay for shopping on Taobao and other shopping.
Os how to apply for a virtual credit card?
The specific steps are as follows:
1. Authentication.
The cardholder calls the bank's 24 -hour customer service hotline. After the identity verification is successful, you can apply for a virtual card.
2. Set information.
Counding the physical card information of the virtual card, and setting the effectiveness and failure date of the virtual card, a single and cumulative transaction amount.
3. Record card number.
The virtual card number informed by the cardholder records the customer service staff. For your own account security, the security verification code and card validity period will be sent to the mobile phone number registered by the cardholder through SMS.
4. Online payment.
In the text message from the bank, the cardholder can pay online.
, it is a non -overdraft credit card, so there is no risk of being maliciously overdrawn after the credit card information is submitted to others. When applying for a virtual credit card, you need to pay attention to two points:
1. The status of the virtual credit card account should be consistent with the physical card. If the status of the main card account is abnormal and cannot be traded, the virtual card cannot be traded.
2. After setting the card information, be sure to check the mobile phone number registered with the customer service personnel to avoid the card information SMS from the bank.